1. RANCHING:

    Checking Products

      Standard CheckingSelect CheckingChoice CheckingPrime Money Market
    Minimum Balance To Open Account$0$1,000$5,000$2,500
    Service ChargeNone

    $8
    (if <$1,000)

    $8
    (if <$5,000)

    None
    InterestNoYes (0.05% Interest Rate, 0.05% Annual Percentage Yield)Yes (0.10% Interest Rate, 0.10% Annual Percentage Yield))

    Yes, Tiered
    (View Latest Rates)

         
    Free Check ImagingYesYesYesYes
    Free ATM/Debit CardYesYesYesYes
    Free Online BankingYesYesYesYes

     

    Standard Checking
    With no minimum balance to open this account and no service charge, nothing should be holding you back from signing up for this convenient and user-friendly checking plan. 

    • $0 Minimum Balance To Open Account
    • No Service Charge
    • Free Check Imaging
    • Free ATM/Debit Card
    • Free Online Banking

     


     

    Select Checking
    Earn interest while having convenient access to your money. Our Select Checking Plan is for the experienced user.

    • $1,000 Minimum Balance To Open Account
    • 0.05% Interest Rate (0.05% Annual Percentage Yield)
    • Free Check Imaging
    • Free ATM/Debit Card
    • Free Online Banking
       

     

    Choice Checking

    Earn even more on your checking account. 

    • $5,000 Minimum Balance To Open Account
    • 0.10% Interest Rate (0.10% Annual Percentage Yield)
    • Free Check Imaging
    • Free ATM/Debit Card
    • Free Online Banking
       

     

    Prime Money Market

    Get more out of your savings with our Prime Money Market. No maintenance fee and a tiered interest rate allows you to earn more than your average savings account. 

    • $2,500 Minimum Balance To Open Account
    • No Service Charge
    • Tiered Interest (View Latest Rates)
    • Free Check Imaging
    • Free ATM/Debit Card
    • Free Online Banking