1. RANCHING:

    Checking Products

      Standard CheckingSelect CheckingChoice CheckingPrime Money Market
    Minimum Balance$0$1,000$5,000$2,500
    Maintenance FeeNone

    $8
    (if <$1,000)

    $8
    (if <$5,000)

    None
    InterestNoYes (0.05%)Yes (0.10%)

    Yes, Tiered
    (View Latest Rates)

    Unlimited ChecksYesYesYesNo (6 per month)
    Free Check ImagingYesYesYesYes
    Free ATM/Debit CardYesYesYesYes
    Free Online BankingYesYesYesYes

     

    Standard Checking
    With no minimum balance and no maintenance fee, nothing should be holding you back from signing up for this convenient and user-friendly checking plan. Our Standard Checking Plan also offers free check imaging, a free ATM/Debit Card and free online banking.

    • $0 Minimum Balance
    • No Maintenance Fee
    • Unlimited Checks
    • Free Check Imaging
    • Free ATM/Debit Card
    • Free Online Banking

     


     

    Select Checking
    Earn interest while having convenient access to your money. Our Select Checking Plan is for the experienced user, requiring a minimum balance of $1,000 and offering 0.15% interest, free check imaging, a free ATM/Debit Card and free online banking.

    • $1,000 Minimum Balance
    • 0.05% Paid Interest
    • Unlimited Checks
    • Free Check Imaging
    • Free ATM/Debit Card
    • Free Online Banking
       

     

    Choice Checking

    Earn even more on your checking account. Similar to Select Checking, our Choice Plan requires a higher minimum balance of $5,000 while offering a higher interest rate at 0.20%. This plan also features free check imaging, a free ATM/Debit card, and free online banking. 

    • $5,000 Minimum Balance
    • 0.10% Paid Interest
    • Unlimited Checks
    • Free Check Imaging
    • Free ATM/Debit Card
    • Free Online Banking
       

     

    Prime Money Market

    Get more out of your savings with our Prime Money Market. No maintenance fee and a tiered interest rate allows you to earn more than your average savings account. We also offer free check imaging, a free ATM/Debit card and free online banking. 

    • $2,500 Minimum Balance
    • No Maintenance Fee
    • Tiered Interest (View Latest Rates)
    • Free Check Imaging
    • Free ATM/Debit Card
    • Free Online Banking