What's Your Goal?
The Sandhills Advantage makes buying a house easy with our flexible mortgage options, dedicated team, competitive rates, and an easy application process.
Buy a Home
Whether you are buying a home for the first time or refinancing an existing home loan, we can help with flexible options.
HOME LOAN APPLICATION
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Build a Home
We can assist you in making your dream home become a reality with a construction loan from Sandhills State Bank.
CONSTRUCTION APPLICATION
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Buy a Second Home
Looking at a home on the lake or a cabin in the country? Our team will help you go from looking, to moving.
HOME LOAN APPLICATION
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Use Your Home's Equity
Are you looking to renovate or repair your current home? We can help you put your home’s equity to work.
HELOC APPLICATION
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Home Loan Checklist
We want to make buying a home an easy process, as it should be. Here's all the information you need to get started on your Home Loan application. Additional documents may be needed, but we'll walk you through this as we go. Feel free to upload these documents as you go into our online application.
Information Needed for Application
- Social Security Number and Date of Birth
- Current Address
- Recent Employment History
- Asset Information
- Credit Information
Additional Documents That Will be Requested
- Bank Statements, Pay Stubs, Tax Forms, and Tax Returns, Self-Employed Business Information, Other Agreements (Alimony, Social Security/Disability, Pension/Retirement Info)
Documents Eventually Needed
- Homeowner Insurance Declaration
- If in Flood Zone - Flood Insurance Declaration
Please Note: Additional documents may be requested during the underwriting process as a result of the information contained in the documents provided.
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