View our most popular CD rates below. Not sure which is the right fit for you? Contact a banker today!




 Minimum Opening BalanceMinimum Balance to Earn APY*Annual Percentage Yield
HARVEST SAVINGS ACCOUNT $500.00 $500.00 .05%
18 MONTH CD $500.00 $500.00 .30%
36 MONTH CD $500.00 $500.00 .55%
48 MONTH CD $500.00 $500.00 .80%
60 MONTH CD $500.00 $500.00 1.00%



Open a new CD and gain access to a Harvest Savings Account. This account offers high yields like a CD with the flexibility to access funds like a savings account.







*Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Interest is compounded quarterly and credited to account quarterly. APY accurate as of 12/28/2020. Minimum Balance of $500.00 to earn APY. An interest penalty may be imposed for early withdrawal. Fees could reduce account earnings. Equal Housing Lender. Member FDIC. Please contact Sandhills State Bank for additional information. Variable Rate, subject to change at any time. Harvest Savings Account must be opened or funded the same day as the associated Certificate of Deposit (CD). Minimum balance of $500 to obtain APY. No monthly service fee or transaction fees. Interest compounded quarterly, credited quarterly. Fees may reduce earnings. Unlimited withdrawals in person. Limited to six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer, telephone order or instruction, check, draft or debit card. Contact a banker for further details. Member FDIC. Equal Housing Lender. 

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